Most bank offers have a cap. A 10 percent discount capped at 1,500 rupees saves you the full amount only on a 15,000-rupee purchase.
| Card (fictional) | Discount | Cap | Minimum order |
|---|---|---|---|
| Zenith Bank Credit | 10% | INR 1,500 | INR 10,000 |
| Gramin Bank Debit | 7% | INR 1,000 | INR 7,000 |
| Demo Pay Wallet | 5% | INR 500 | INR 3,000 |
Most cards have a cap per month and per card. Offers on EMI purchases often carry a processing fee that wipes out the saving.
Check whether the discount is applied at checkout or comes back as cashback weeks later. Cashback is easier to forget.
This is a demo story: every name, place, organisation and figure in it is fictional.
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